Wrecking & Towing

Do you own a towing or wrecking business and wish you had an advisor who can help you navigate the complexities of towing insurance? Brooker Transportation Agency recognizes that owners and operators of wrecking and towing services face their own unique set of risks. Tow trucks, wreckers, and recovery vehicles are essential service providers to motorists on the road.

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We rely on them to transport our vehicles to an auto body shop following an accident, or to get us back on the road after inclement weather has knocked us off course in a way we can’t recover on our own. Towing businesses may also be required to impound or repossess vehicles, or tow away illegally parked cars. In all these situations, there are many ways you can be exposed to risk while your business is towing a disabled or totaled vehicle. Whether you are a private towing business, roadside service provider, or auto salvage hauler, you need to make sure you have the proper coverages provided by having commercial tow truck insurance. When you are starting out your towing and wrecking business, you may find that the monthly cost of your insurance is a large investment you make to protect your business from unforeseen circumstances and accidents. The variables that can affect your insurance premiums include where your business is located, what type of towing business you operate, and your record of driving history.

Types of insurance coverages for tow trucks may include:

  • Gatekeepers legal liability insurance
  • On-hook towing insurance
  • Liability insurance
  • Bodily Injury Liability Insurance
  • Property Damage Liability Coverage
  • Cargo Insurance
  • Medical Payments Insurance
  • Physical Damage Coverage
  • Collision Insurance
  • Comprehensive Insurance
  • Fire and Theft Insurance
  • Uninsured Motorist Insurance
  • Umbrella Policy

As it is such an important part of this industry, you want the people who know towing insurance best to be working alongside you. This can save you both time, money, and headaches. We can help find you the right coverage for an array of tow trucks such as boom trucks, wheel-lift trucks, integrated trucks, flatbed trucks, and life flatbed trucks. Our goal is to protect everything from the driver within the cab, the vehicle being transported, and the drivers with whom you share the road.

Our experienced transportation insurance specialists have the experience and accumulated expertise required to identify those specific areas of exposure and offer additional safety education on how to prevent a claim as much as possible.