Whether your business is large or small, we are here to dedicate our time and expertise so you can get the right insurance coverage at the best premium. We work with an array of outstanding carriers to offer business owner policies (BOP), commercial package policies, umbrella policies, general liability, directors and officers liability, employment practices liability, loss control, and much more. We are comfortable developing custom plans and take the time to listen closely to your overall goals and desires.
There are many risks and potential threats to the successful and continued operation of your business. Let us tailor a business insurance policy to best manage risk help protect you and your venture against loss. We offer a broad line of products to meet your business insurance needs. These products include Business Owner’s Policy (BOP), Commercial Package Policy, Commercial Umbrella Policy, General Liability, Environmental Liability, Director’s and Officer’s Liability, Employment Practices Liability, and so much more.
State law requires that every employer provide Worker’s Compensation insurance for their employees. This insurance provides coverage for accidents or disease arising from employment as prescribed by these state laws. Benefits can include lost wages, medical expenses, and permanent disfigurement disability payments. Some companies offer large dividends to reduce your overall cost. Can we help you find one?
Our experienced agents can help you earn an “A+” when it comes to school insurance coverage. We’ll do our homework when customizing coverage that is tailored to your specific property and liability insurance needs. A wide range of comprehensive and optional coverages are available to provide full protection at very competitive prices.
Your farm is not just your home, but your livelihood, too! Keeping your lifelong investment protected from loss is critical. We offer farm insurance programs which provide all the coverage you need for the specific risks related to farming. Examples include:
-Farm dwelling and household personal property coverage
-Blanket farm personal property coverage
-Farmers comprehensive personal liability coverage
-Medical payments coverage
-TV antennas/satellite dish coverage
You don’t have to live in a high-risk area to incur damage from flooding. Flood damage is not covered by most general policies, so having flood insurance is an important way to keep your home or business protected. We provide flood insurance through the National Flood Insurance Program, and flood policies are available to homeowners, renters and businesses.